Our Story
As a direct lender, Emerald Capital Holdings, INC. is a Brooklyn-based direct business lending institution specializing in providing working capital, revenue-based financing, and business term loans to small and mid-size businesses. Founded with a commitment to transparency and excellence, we are a direct lending company that makes funding decisions in-house — no brokers, no middlemen.
Who We Are
We are a team of experienced financial professionals, underwriters, and business lending specialists committed to helping businesses access the capital they need to grow. As a direct lending institution, Emerald Capital Holdings, INC. underwrites and funds all loans in-house, enabling us to make fast, transparent decisions without brokers or intermediaries.
From working capital solutions to revenue-based financing and business term loans, we approach every funding relationship with the same level of dedication and integrity. Our process is straightforward, efficient, and focused on delivering results that support your business goals.
Our Approach to Direct Lending
As a direct lender, we believe great business lending requires both financial expertise and a deep understanding of each client's unique situation. Every funding relationship begins with listening to your goals, understanding your business, and structuring financing that aligns with your cash flow and growth plans.
Our team manages every phase of the lending process — from initial application review and in-house underwriting, to funding and ongoing account management. We work closely with you throughout the process to ensure terms are transparent, timelines are met, and your business has the capital it needs to thrive.
Quality First
Every frame, every cut, every sound element receives careful attention. We don't compromise on quality.
Professional Service
Clear communication, reliable timelines, and transparent processes. You always know where your project stands.
Creative Excellence
Technical skill meets creative innovation. We bring fresh ideas and proven techniques to every project.
Our Office & Operations
Our Brooklyn office serves as the hub for our direct lending operations. Our lending team works from our Coney Island Avenue location to serve businesses across New York and nationwide. We maintain a streamlined, technology-enabled lending operation that allows us to process applications quickly and fund businesses faster than traditional lenders.
Located at 2083 Coney Island Avenue in Brooklyn, our office is accessible to local business owners seeking direct lending solutions. Whether you apply in person or online, our team provides the same high level of service and attention to every client relationship.
Contact Us
Ready to apply for direct business funding? Get in touch to discuss your financing needs and learn how our direct lending solutions can support your business growth.